Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we concentrate on rebuilding our client’s credit through low-interest car and truck loans.

A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!

Boost your Credit Rating. Why Is Us Various

Our objective is always to transform our clients’ monetary life by increasing their credit ratings, permitting loan providers and credit card issuers to think about them low-risk. We accomplish this goal through getting our customers to the vehicle that is right restore their credit rating.

Legacy Car Credit provides:

  • Low-kilometre cars, to help you drive a vehicle that is reliable make low re re re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
  • 2-5 term options year
  • Reports to Equifax, to make sure that your credit rating improves within the term
  • Detailed intends to assist you to reconstruct your credit
  • Partnerships with dealer teams, to offer a big variety of automobiles to fulfill your requirements
  • Professional staff to assist with debt-restructuring through proposals and bankruptcy
  • Multi-point automobile inspections, in car title loans lowering the possibility of unexpected fix expenses
  • 30 Time Change
  • Free Distribution

Apply On The Web

Our simple credit application will have the process began with certainly one of our Credit and Finance Advisors.

Our consultative method of funding will show you through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.

Drive Away

After your approval, it is possible to drive away in your vehicle that time if you’d like! Many thanks to our super easy procedure, we are going to allow you to get authorized and driving right away, you want through rebuilding your credit so you can get back to living the life.

We’re The Lender. Meet With The Team. Exchange Privilege

We have been an in-house funding company that lends our very own cash, and that makes us various.

At legacy Auto Credit you are able to select whom works for you personally. Our commission that is non Credit Finance Advisors can get you authorized and explain to you car options

We Deliver

Whom knew vehicles had been like pizza. You can now get our low price in home funding anywhere in Ontario without the need to keep your property.

We’re you’ll that is sure satisfied with your brand-new purchase, however in instance you aren’t merely carry it back* and we’ll allow you to exchange it for the correct one. (*Some exceptions use)

Find out about automobile finance, bad credit auto loans, credit recommendations & tricks, DIY and also the latest in automotive news.

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What are the results if we can’t obtain auto loan.

What are the results if we can’t get yourself auto loan from a dealership there are a variety of explanations why some body may not be capable of getting car finance from a dealership. From bad credit not to being.

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Testimonials. We have been devoted to causing you to a customer that is long-lasting buddy.

We had a great experience coping with Vic, and auto credit that is legacy. Assisting us realize exactly exactly how credit history work and exactly how to enhance it, making us feel confident!

Victor ended up being amazing! He had been really thorough explain every thing we had a need to understand and replied any concerns that I experienced. He definitely went far beyond to have me personally another car. I might recommend planning to see him if you’re interested in another car.

Vic had been great in getting me personally vehicle that I favor and it is dependable. If i possibly could offer significantly more than 5 movie stars i might, he worked well with my income too!

Vic had been amazing to cope with exceptional interaction through the process that is entire. Strolled me step-by-step placing me personally in to a motor automobile that was suitable for me personally! Thank you for all your valuable assistance

Definitely the experience ive that is best had purchasing a motor vehicle ended up being using this place! Every person is extremely helpfulf! Vic ended up being great with interaction and maintaining us as much as date in the procedure and got us a motor vehicle we wanted quickly without dilemmas! Would certainly keep coming back once again

May I get yourself car finance after having a repossession?

Yes, at Legacy Auto Credit we realize that a repossession is often the results of an uncontrollable occasion or situation. Quite a few customers experienced a repossession that is previous will likely to be coming back their car towards the bank whenever filing a bankruptcy or consumer proposition.

Will this assist me build my credit?

Yes, if you create your instalments on time. Legacy Auto Credit reports your re re re payment history to Equifax monthly. In the long run with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing? What if i have already been turned straight down before?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is you pay us back that we provide the funds and then. We are able to glance at your credit situation on a individual degree and determine your capability to produce re re re payments even although you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better prices. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new automobiles.

We come across many individuals which were formerly rejected because of several reasons which may have included, bad re re payment history, maybe not the time at work, an excessive amount of financial obligation and income that is non-garnishable. With our In-House system we check your revenue, costs and debts that might be evoking the change downs and offer you with methods to get you rebuilding and driving your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House system was made for bankruptcy and customer proposition clients. If you should be going to file or have previously filed and they are maybe not released, it is possible to nevertheless be eligible for a our low rate in-house system. We make use of a few trustees whom see that individuals certainly provide low prices and need you to definitely flourish in rebuilding your credit. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We additionally report your repayments to Equifax which can only help re-establish your credit history.

Did not see just what you had been to locate?

Our task would be to assist people who have bad credit get automobile financing at a high price point sufficient reason for prices they could pay for.
Irrespective of your circumstances, it is well well worth trying and talking to certainly one of our credit experts.
Don’t allow poor credit get when it comes to residing a significantly better life.